Terms of Use
Last updated: January 2026
These Terms of Use govern your access to and use of the Modify My Loan website. This is a general template and should be reviewed by qualified legal counsel before publication.
Educational Purpose
Content on this site, including articles, statistics, and historical information, is provided for general educational purposes only and does not constitute legal, financial, or tax advice. Individual circumstances vary; consult a qualified professional, your mortgage servicer, or a HUD-approved housing counselor for guidance specific to your situation.
No Guarantee of Outcome
Modify My Loan is not a lender, loan servicer, or law firm. We do not guarantee approval for any loan modification, any specific interest rate, term, or payment amount, or any other outcome. Homeowners may pursue a loan modification directly with their servicer at no cost.
Intellectual Property
All content on this site is the property of Modify My Loan or its licensors and may not be reproduced without permission.
Limitation of Liability
To the fullest extent permitted by law, Modify My Loan is not liable for any indirect, incidental, or consequential damages arising from your use of this website or its content.
Contact
Questions about these terms can be directed to Office@modifymyloan.com or 855-770-LOAN (5626).